--- title: Novaura - Employee Benefits & Insurance Insights (3) description: Stay ahead with insights from Novaura's blog about the latest in employee benefits, insurance trends, and tips to enhance your company's culture and employee satisfaction. (3) --- [![Novaura](https://novaurains.com/hs-fs/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png?width=250&height=39&name=01819-Novaura-Logo-NoTag-CC.png "Novaura")](https://novaurains.com) - [Home](https://novaurains.com) - Services - [Benefits & HR](https://novaurains.com/services) - [Case Study: Increased participation by 30%](https://novaurains.com/case-study-rebuilding-trust-in-ancillary-benefits-novaura) - [Case Study: Avoiding 120% Rate Increase](https://novaurains.com/case-study-employer-saves-over-221000-in-benefits-spend-novaura) - About - [About us](https://novaurains.com/about-us) - [Our journey to Novaura](https://novaurains.com/our-journey-to-novaura) - Resources - [Blog](https://novaurains.com/blog) - [Guide: Self-funding 101](https://novaurains.com/self-funding-101-a-beginners-guide) - [Contact](https://novaurains.com/contact) [![](https://novaurains.com/hs-fs/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png?width=200&height=31&name=01819-Novaura-Logo-NoTag-CC.png)](https://novaurains.com) [![01819-Novaura-Logo-NoTag-CC](https://novaurains.com/hs-fs/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png?width=300&height=47&name=01819-Novaura-Logo-NoTag-CC.png "01819-Novaura-Logo-NoTag-CC")](https://novaurains.com) - [Home](https://novaurains.com) - Services - [Benefits & HR](https://novaurains.com/services) - [Case Study: Increased participation by 30%](https://novaurains.com/case-study-rebuilding-trust-in-ancillary-benefits-novaura) - [Case Study: Avoiding 120% Rate Increase](https://novaurains.com/case-study-employer-saves-over-221000-in-benefits-spend-novaura) - About - [About us](https://novaurains.com/about-us) - [Our journey to Novaura](https://novaurains.com/our-journey-to-novaura) - Resources - [Blog](https://novaurains.com/blog) - [Guide: Self-funding 101](https://novaurains.com/self-funding-101-a-beginners-guide) - [Contact](https://novaurains.com/contact) [![](https://novaurains.com/hs-fs/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png?width=200&height=31&name=01819-Novaura-Logo-NoTag-CC.png)](https://novaurains.com) - [Home](https://novaurains.com) - Services - [Benefits & HR](https://novaurains.com/services) - [Case Study: Increased participation by 30%](https://novaurains.com/case-study-rebuilding-trust-in-ancillary-benefits-novaura) - [Case Study: Avoiding 120% Rate Increase](https://novaurains.com/case-study-employer-saves-over-221000-in-benefits-spend-novaura) - About - [About us](https://novaurains.com/about-us) - [Our journey to Novaura](https://novaurains.com/our-journey-to-novaura) - Resources - [Blog](https://novaurains.com/blog) - [Guide: Self-funding 101](https://novaurains.com/self-funding-101-a-beginners-guide) - [Contact](https://novaurains.com/contact) # Read the blog [![](https://q4intel.com/hubfs/What%20Workplace%20Toxicity%20Actually%20Looks%20Like%20%28and%20Where%20It%20Comes%20From%29.jpg)](https://novaurains.com/blog/employers/what-workplace-toxicity-actually-looks-like-and-where-it-comes-from) 2 Min Read #### [What Workplace Toxicity Actually Looks Like (and Where It Comes From)](https://novaurains.com/blog/employers/what-workplace-toxicity-actually-looks-like-and-where-it-comes-from) [![](https://q4intel.com/hubfs/How%20Employers%20Can%20Support%20Caregiving%20Employees.jpg)](https://novaurains.com/blog/employers/how-employers-can-support-caregiving-employees) 2 Min Read #### [How Employers Can Support Caregiving Employees](https://novaurains.com/blog/employers/how-employers-can-support-caregiving-employees) [![](https://q4intel.com/hubfs/The%20Innovation%20Trap%20for%20Small%20Teams.jpg)](https://novaurains.com/blog/employers/the-innovation-trap-for-small-teams) 2 Min Read #### [The Innovation Trap for Small Teams](https://novaurains.com/blog/employers/the-innovation-trap-for-small-teams) [![](https://q4intel.com/hubfs/Top%20Tips%20for%202026%20Adobe%20Stock.jpeg)](https://novaurains.com/blog/employers/compliance-corner-session-spring-cleaning-compliance-checklist-regulatory-updates) #### [Compliance Corner Session:  Spring Cleaning - Compliance Checklist & Regulatory Updates](https://novaurains.com/blog/employers/compliance-corner-session-spring-cleaning-compliance-checklist-regulatory-updates) [![](https://q4intel.com/hubfs/AI%20Can%20Generate%20Content%20Not%20Judgment.jpg)](https://novaurains.com/blog/employers/ai-can-generate-content-not-judgment) 2 Min Read #### [AI Can Generate Content, Not Judgment](https://novaurains.com/blog/employers/ai-can-generate-content-not-judgment) [![](https://q4intel.com/hubfs/What%20Good%20Communication%20Programs%20Actually%20Look%20Like%20123rf.jpg)](https://novaurains.com/blog/employers/what-good-communication-programs-actually-look-like) 2 Min Read #### [What Good Communication Programs Actually Look Like](https://novaurains.com/blog/employers/what-good-communication-programs-actually-look-like) [![](https://q4intel.com/hubfs/Are%20You%20Mismanaging%20Your%20Institutional%20Knowledge%20Adobe%20Stock.jpg)](https://novaurains.com/blog/employers/are-you-mismanaging-your-institutional-knowledge) 3 Min Read #### [Are You Mismanaging Your Institutional Knowledge?](https://novaurains.com/blog/employers/are-you-mismanaging-your-institutional-knowledge) [![](https://1652561.fs1.hubspotusercontent-na1.net/hubfs/1652561/The%20RxDC%20Reporting%20Deadline%20is%20Just%20a%20Few%20Months%20Away-1.jpeg)](https://novaurains.com/blog/the-rxdc-reporting-deadline-is-just-a-few-months-away) 2 Min Read #### [The RxDC Reporting Deadline is Just a Few Months Away](https://novaurains.com/blog/the-rxdc-reporting-deadline-is-just-a-few-months-away) [![](https://q4intel.com/hubfs/Top%20Tips%20for%202026%20Adobe%20Stock.jpeg)](https://novaurains.com/blog/compliance-corner-session-navigating-employer-sponsored-coverage-medicare) 1 Min Read #### [Compliance Corner Session:  Navigating Employer-Sponsored Coverage & Medicare](https://novaurains.com/blog/compliance-corner-session-navigating-employer-sponsored-coverage-medicare) [1](https://novaurains.com/blog) [2](https://novaurains.com/blog/page/2) [3](https://novaurains.com/blog/page/3) [4](https://novaurains.com/blog/page/4) [5](https://novaurains.com/blog/page/5) ### Subscribe to our HR and benefits newsletter ![](https://novaurains.com/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-WH.png) Novaura builds stronger businesses by giving you solutions that go above and beyond the usual numbers and quotes. With our solutions-based benefits approach, you'll be able to invest in your employees and meet everyone’s needs—and then some. [Follow us on Facebook](https://www.facebook.com/NovauraIns/) [Follow us on LinkedIn](https://www.linkedin.com/company/novaura) - RESOURCES: - [Read the Blog](https://novaurains.com/blog) - [Effective Onboarding Checklist](https://novaurains.com/effective-onboarding-checklist) - [Guide: Self-Funding 101](https://novaurains.com/self-funding-101-a-beginners-guide) - [Case Study: Increased participation by 30%](https://novaurains.com/case-study-rebuilding-trust-in-ancillary-benefits-novaura) - [Case Study: Avoiding 120% rate increase](https://novaurains.com/case-study-employer-saves-over-221000-in-benefits-spend-novaura) **GET IN TOUCH:** ###### Novaura 718 S. 17th St. Temple, TX 76504 Phone: (254) 791-8221 Copyright © 2025 Novaura [Privacy Policy](https://novaurains.com/privacy-policy)  | Designed by [Q4intelligence ](http://q4intel.com) ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/blog/page/3/#webpage", "@type" : "WebPage", "inLanguage" : "en", "isPartOf" : { "@id" : "https://novaurains.com/#website" }, "name" : "Q4intelligence Blog", "url" : "https://novaurains.com/blog/page/3" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/blog/page/3/#blog", "@type" : "Blog", "description" : "Stay ahead with insights from Novaura's blog about the latest in employee benefits, insurance trends, and tips to enhance your company's culture and employee satisfaction.", "inLanguage" : "en", "isPartOf" : { "@id" : "https://novaurains.com/#website" }, "mainEntityOfPage" : { "@id" : "https://novaurains.com/blog/page/3/#webpage" }, "name" : "Q4intelligence Blog", "publisher" : { "@id" : "https://novaurains.com/#organization" }, "url" : "https://novaurains.com/blog/page/3" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/blog/page/3/#breadcrumb", "@type" : "BreadcrumbList", "itemListElement" : [ { "@type" : "ListItem", "item" : "https://novaurains.com", "name" : "Home", "position" : 1 } ] } ``` ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/#organization", "@type" : "InsuranceAgency", "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Temple", "addressRegion" : "TX", "postalCode" : "76504", "streetAddress" : "718 S. 17th St." }, "alternateName" : "Texas Benefit Alliance", "areaServed" : [ { "@type" : "State", "name" : "Texas" }, { "@type" : "City", "name" : "Dallas" }, { "@type" : "City", "name" : "Austin" } ], "contactPoint" : { "@type" : "ContactPoint", "areaServed" : "US", "availableLanguage" : "English", "contactType" : "customer service", "telephone" : "+1-254-791-8221" }, "description" : "Novaura is an employee benefits and insurance agency based in Temple, Texas, serving businesses throughout the Dallas and Austin area. Formerly Texas Benefit Alliance, the agency helps companies design and manage group health insurance, self-funded health plans, and ancillary benefits while controlling healthcare spend and simplifying HR administration and compliance. Through a consultative, five-step process—analyze, identify, establish, implement, and review—Novaura builds people-first benefits programs that drive employee engagement, retention, and work/life balance.", "employee" : [ { "@id" : "https://novaurains.com/#person-tim-davis", "@type" : "Person", "jobTitle" : "President, Agency Principal", "name" : "Tim Davis", "sameAs" : "https://www.linkedin.com/in/timothy-davis-9879012b/", "worksFor" : { "@id" : "https://novaurains.com/#organization" } }, { "@id" : "https://novaurains.com/#person-luke-davis", "@type" : "Person", "jobTitle" : "Benefits Strategist", "name" : "Luke Davis", "sameAs" : "https://www.linkedin.com/in/luke-davis513/", "worksFor" : { "@id" : "https://novaurains.com/#organization" } } ], "image" : { "@id" : "https://novaurains.com/#logo" }, "knowsAbout" : [ "Employee benefits", "Group health insurance", "Self-funded health plans", "Benefits strategy and consulting", "HR administration", "Employee benefits compliance", "Employee retention and engagement", "Ancillary benefits" ], "logo" : { "@id" : "https://novaurains.com/#logo" }, "name" : "Novaura", "sameAs" : [ "https://www.facebook.com/NovauraIns/", "https://www.linkedin.com/company/novaura/" ], "telephone" : "+1-254-791-8221", "url" : "https://novaurains.com" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/#website", "@type" : "WebSite", "inLanguage" : "en-US", "name" : "Novaura", "publisher" : { "@id" : "https://novaurains.com/#organization" }, "url" : "https://novaurains.com" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/#logo", "@type" : "ImageObject", "caption" : "Novaura", "contentUrl" : "https://novaurains.com/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png", "url" : "https://novaurains.com/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png" } ```