--- title: Novaura - Employee Benefits & Insurance Insights (5) description: Stay ahead with insights from Novaura's blog about the latest in employee benefits, insurance trends, and tips to enhance your company's culture and employee satisfaction. (5) --- [![Novaura](https://novaurains.com/hs-fs/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png?width=250&height=39&name=01819-Novaura-Logo-NoTag-CC.png "Novaura")](https://novaurains.com) - [Home](https://novaurains.com) - Services - [Benefits & HR](https://novaurains.com/services) - [Case Study: Increased participation by 30%](https://novaurains.com/case-study-rebuilding-trust-in-ancillary-benefits-novaura) - [Case Study: Avoiding 120% Rate Increase](https://novaurains.com/case-study-employer-saves-over-221000-in-benefits-spend-novaura) - About - [About us](https://novaurains.com/about-us) - [Our journey to Novaura](https://novaurains.com/our-journey-to-novaura) - Resources - [Blog](https://novaurains.com/blog) - [Guide: Self-funding 101](https://novaurains.com/self-funding-101-a-beginners-guide) - [Contact](https://novaurains.com/contact) [![](https://novaurains.com/hs-fs/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png?width=200&height=31&name=01819-Novaura-Logo-NoTag-CC.png)](https://novaurains.com) [![01819-Novaura-Logo-NoTag-CC](https://novaurains.com/hs-fs/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png?width=300&height=47&name=01819-Novaura-Logo-NoTag-CC.png "01819-Novaura-Logo-NoTag-CC")](https://novaurains.com) - [Home](https://novaurains.com) - Services - [Benefits & HR](https://novaurains.com/services) - [Case Study: Increased participation by 30%](https://novaurains.com/case-study-rebuilding-trust-in-ancillary-benefits-novaura) - [Case Study: Avoiding 120% Rate Increase](https://novaurains.com/case-study-employer-saves-over-221000-in-benefits-spend-novaura) - About - [About us](https://novaurains.com/about-us) - [Our journey to Novaura](https://novaurains.com/our-journey-to-novaura) - Resources - [Blog](https://novaurains.com/blog) - [Guide: Self-funding 101](https://novaurains.com/self-funding-101-a-beginners-guide) - [Contact](https://novaurains.com/contact) [![](https://novaurains.com/hs-fs/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png?width=200&height=31&name=01819-Novaura-Logo-NoTag-CC.png)](https://novaurains.com) - [Home](https://novaurains.com) - Services - [Benefits & HR](https://novaurains.com/services) - [Case Study: Increased participation by 30%](https://novaurains.com/case-study-rebuilding-trust-in-ancillary-benefits-novaura) - [Case Study: Avoiding 120% Rate Increase](https://novaurains.com/case-study-employer-saves-over-221000-in-benefits-spend-novaura) - About - [About us](https://novaurains.com/about-us) - [Our journey to Novaura](https://novaurains.com/our-journey-to-novaura) - Resources - [Blog](https://novaurains.com/blog) - [Guide: Self-funding 101](https://novaurains.com/self-funding-101-a-beginners-guide) - [Contact](https://novaurains.com/contact) # Read the blog [![](https://q4intel.com/hubfs/How%20to%20Improve%20Employee%20Engagement%20With%20Purpose%2c%20Recognition%2c%20and%20Flexibility%20123rf.jpg)](https://novaurains.com/blog/how-to-improve-employee-engagement-with-purpose-recognition-and-flexibility-1) 2 Min Read #### [How to Improve Employee Engagement With Purpose, Recognition, and Flexibility](https://novaurains.com/blog/how-to-improve-employee-engagement-with-purpose-recognition-and-flexibility-1) [![](https://q4intel.com/hubfs/Guidelines%20for%20Processing%20Medical%20Loss%20Ratio%20Rebates%20123rf-1.jpg)](https://novaurains.com/blog/guidelines-for-processing-medical-loss-ratio-rebates-2) 2 Min Read #### [Guidelines for Processing Medical Loss Ratio Rebates](https://novaurains.com/blog/guidelines-for-processing-medical-loss-ratio-rebates-2) [![](https://q4intel.com/hubfs/Medicare%20Part%20D%20Creditability%20Notice%20Requirements%20Adobe%20Stock.jpeg)](https://novaurains.com/blog/medicare-part-d-creditability-notice-requirements-1) 4 Min Read #### [Medicare Part D Creditability Notice Requirements](https://novaurains.com/blog/medicare-part-d-creditability-notice-requirements-1) [![](https://q4intel.com/hubfs/Life%20Insurance%20A%20Benefit%20Employees%20Think%20They%20Understand%20123rf.jpg)](https://novaurains.com/blog/life-insurance-a-benefit-employees-think-they-understand-but-usually-dont-1) 3 Min Read #### [Life Insurance: A Benefit Employees Think They Understand (But Usually Don’t)](https://novaurains.com/blog/life-insurance-a-benefit-employees-think-they-understand-but-usually-dont-1) [![](https://q4intel.com/hubfs/Open%20Enrollment%20Isn%E2%80%99t%20Over%20When%20It%20Ends%20What%20Employers%20Should%20Do%20Next%20%20123rf.jpg)](https://novaurains.com/blog/open-enrollment-isnt-over-when-it-ends-what-employers-should-do-next-1) 3 Min Read #### [Open Enrollment Isn’t Over When It Ends: What Employers Should Do Next  ](https://novaurains.com/blog/open-enrollment-isnt-over-when-it-ends-what-employers-should-do-next-1) [![](https://q4intel.com/hubfs/2026%20Health%20FSA%20Inflation%20Adjustments%20123rf.jpg)](https://novaurains.com/blog/2026-health-fsa-inflation-adjustments-1) 1 Min Read #### [2026 Health FSA Inflation Adjustments](https://novaurains.com/blog/2026-health-fsa-inflation-adjustments-1) [![](https://q4intel.com/hubfs/Make%20Meetings%20Useful%20Again%20Design%20Them%20Around%20How%20Your%20Team%20Actually%20Works%20%20123rf.jpg)](https://novaurains.com/blog/make-meetings-useful-design-them-around-how-your-team-actually-works-1) 3 Min Read #### [Make Meetings Useful: Design Them Around How Your Team Actually Works ](https://novaurains.com/blog/make-meetings-useful-design-them-around-how-your-team-actually-works-1) [![](https://1652561.fs1.hubspotusercontent-na1.net/hubfs/1652561/Managers%20Are%20Running%20Hot%20Adobe%20Stock-1.jpeg)](https://novaurains.com/blog/managers-are-running-hot-heres-how-to-fix-the-job-and-lift-engagement-1) 3 Min Read #### [Managers Are Running Hot. Here’s How to Fix the Job and Lift Engagement](https://novaurains.com/blog/managers-are-running-hot-heres-how-to-fix-the-job-and-lift-engagement-1) [![](https://q4intel.com/hubfs/Top%20Tips%20for%202026%20Adobe%20Stock.jpeg)](https://novaurains.com/blog/compliance-corner-session-top-tips-for-2027) 1 Min Read #### [Compliance Corner Session:  Top Tips for 2026](https://novaurains.com/blog/compliance-corner-session-top-tips-for-2027) [3](https://novaurains.com/blog/page/3) [4](https://novaurains.com/blog/page/4) [5](https://novaurains.com/blog/page/5) [6](https://novaurains.com/blog/page/6) [7](https://novaurains.com/blog/page/7) ### Subscribe to our HR and benefits newsletter ![](https://novaurains.com/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-WH.png) Novaura builds stronger businesses by giving you solutions that go above and beyond the usual numbers and quotes. With our solutions-based benefits approach, you'll be able to invest in your employees and meet everyone’s needs—and then some. [Follow us on Facebook](https://www.facebook.com/NovauraIns/) [Follow us on LinkedIn](https://www.linkedin.com/company/novaura) - RESOURCES: - [Read the Blog](https://novaurains.com/blog) - [Effective Onboarding Checklist](https://novaurains.com/effective-onboarding-checklist) - [Guide: Self-Funding 101](https://novaurains.com/self-funding-101-a-beginners-guide) - [Case Study: Increased participation by 30%](https://novaurains.com/case-study-rebuilding-trust-in-ancillary-benefits-novaura) - [Case Study: Avoiding 120% rate increase](https://novaurains.com/case-study-employer-saves-over-221000-in-benefits-spend-novaura) **GET IN TOUCH:** ###### Novaura 718 S. 17th St. Temple, TX 76504 Phone: (254) 791-8221 Copyright © 2025 Novaura [Privacy Policy](https://novaurains.com/privacy-policy)  | Designed by [Q4intelligence ](http://q4intel.com) ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/blog/page/5/#webpage", "@type" : "WebPage", "inLanguage" : "en", "isPartOf" : { "@id" : "https://novaurains.com/#website" }, "name" : "Q4intelligence Blog", "url" : "https://novaurains.com/blog/page/5" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/blog/page/5/#blog", "@type" : "Blog", "description" : "Stay ahead with insights from Novaura's blog about the latest in employee benefits, insurance trends, and tips to enhance your company's culture and employee satisfaction.", "inLanguage" : "en", "isPartOf" : { "@id" : "https://novaurains.com/#website" }, "mainEntityOfPage" : { "@id" : "https://novaurains.com/blog/page/5/#webpage" }, "name" : "Q4intelligence Blog", "publisher" : { "@id" : "https://novaurains.com/#organization" }, "url" : "https://novaurains.com/blog/page/5" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/blog/page/5/#breadcrumb", "@type" : "BreadcrumbList", "itemListElement" : [ { "@type" : "ListItem", "item" : "https://novaurains.com", "name" : "Home", "position" : 1 } ] } ``` ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/#organization", "@type" : "InsuranceAgency", "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Temple", "addressRegion" : "TX", "postalCode" : "76504", "streetAddress" : "718 S. 17th St." }, "alternateName" : "Texas Benefit Alliance", "areaServed" : [ { "@type" : "State", "name" : "Texas" }, { "@type" : "City", "name" : "Dallas" }, { "@type" : "City", "name" : "Austin" } ], "contactPoint" : { "@type" : "ContactPoint", "areaServed" : "US", "availableLanguage" : "English", "contactType" : "customer service", "telephone" : "+1-254-791-8221" }, "description" : "Novaura is an employee benefits and insurance agency based in Temple, Texas, serving businesses throughout the Dallas and Austin area. Formerly Texas Benefit Alliance, the agency helps companies design and manage group health insurance, self-funded health plans, and ancillary benefits while controlling healthcare spend and simplifying HR administration and compliance. Through a consultative, five-step process—analyze, identify, establish, implement, and review—Novaura builds people-first benefits programs that drive employee engagement, retention, and work/life balance.", "employee" : [ { "@id" : "https://novaurains.com/#person-tim-davis", "@type" : "Person", "jobTitle" : "President, Agency Principal", "name" : "Tim Davis", "sameAs" : "https://www.linkedin.com/in/timothy-davis-9879012b/", "worksFor" : { "@id" : "https://novaurains.com/#organization" } }, { "@id" : "https://novaurains.com/#person-luke-davis", "@type" : "Person", "jobTitle" : "Benefits Strategist", "name" : "Luke Davis", "sameAs" : "https://www.linkedin.com/in/luke-davis513/", "worksFor" : { "@id" : "https://novaurains.com/#organization" } } ], "image" : { "@id" : "https://novaurains.com/#logo" }, "knowsAbout" : [ "Employee benefits", "Group health insurance", "Self-funded health plans", "Benefits strategy and consulting", "HR administration", "Employee benefits compliance", "Employee retention and engagement", "Ancillary benefits" ], "logo" : { "@id" : "https://novaurains.com/#logo" }, "name" : "Novaura", "sameAs" : [ "https://www.facebook.com/NovauraIns/", "https://www.linkedin.com/company/novaura/" ], "telephone" : "+1-254-791-8221", "url" : "https://novaurains.com" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/#website", "@type" : "WebSite", "inLanguage" : "en-US", "name" : "Novaura", "publisher" : { "@id" : "https://novaurains.com/#organization" }, "url" : "https://novaurains.com" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://novaurains.com/#logo", "@type" : "ImageObject", "caption" : "Novaura", "contentUrl" : "https://novaurains.com/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png", "url" : "https://novaurains.com/hubfs/Novaura%20Logos/01819-Novaura-Logo-NoTag-CC.png" } ```